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Employee Benefits

Why Employees need Funeral Cover

Being an Employer is difficult . You need to be sure that your company is running smoothly , keep customers happy and ensure that your employees are satisfied and content . One effective way to keep your employees satisfied is to offer them benefits such as medical aid ,Life insurance or Funeral Cover


Group Scheme funeral Cover is especially important to employees as the cost of Funerals continue to rise.


Group Scheme funeral Cover is especially important to employees as the cost of Funerals continue to rise.

Compulsory family benefit Option per GROUP Age 18-64


High Risk Profile


Category of Cover
 Plan ‘A’
 Plan ‘B’
 Plan ‘C’
 Plan ‘D’
 Plan ‘E’
Principal Member R 10,000 R 12,500 R 15,000 R 18,500 R 20,000
Spouse R 10,000 R 12,500 R 15,000 R 18,500 R 20,000
Child 14-21 R 7,500 R 10,000 R 10,000 R 10,000 R 10,000
Child 6-13 R 7,500 R 7,500 R 7,500 R 7,500 R 7,500
Child 1-5 R 3,000 R 3,000 R 3,000 R 3,000 R 5,000
Child 0-11 months R 1,000 R 1,250 R 1,250 R 2,000 R 2,000
Stillborn R 1,000 R 1,250 R 1,250 R 2,000 R 2,000
Stillborn R 1,000 R 1,250 R 1,250 R 2,000 R 2,000
Rate per month R 45,00 R 55.00 R 55.00 R 75.00 R 80.00


FUNERAL PACKAGE:


The Proper Health Funeral Plan includes the following benefits:
• Basic Funeral Cover - Covers the Principal Member,Spouse and Eligible Children to Cessation Age as reflected in the policy document.
• Paid-up on Death benefit - In the Event of the death of the Principal member prior to cessation Age,any Eligible Dependants (Spouse and Eligible Children),where applicable,will remain covered with no further premiums being payable until the end of the month in which the Principal Member would have attained the Cessation Age .This benefit falls away should the Plan be cancelled.
• Paid-up Disability - Should a Principal member become totally and permanently disabled prior to the Cessation Age to such an extent that he/she is unable to follow any occupation for remuneration or gain ,Proper Health will waive all future premium payments . The principal Member , Spouse and Eligible Children , where applicable , will remain covered until the end of the month that the Principal Member would have attained the Cessation Age.This Benefit falls away should the plan be cancelled.



Please Note :
• The table of rates above are those related to the High-Risk Occupation category.
• The Compulsory Benefit Plan Option is for Groups having between 50-200 Principal Members.
*Terms and Conditions Apply.

High Risk Category:

In respect of Occupations which fall under the high risk categories,including but not limited to:
• Defense Force
• Fire Brigade
• Fishing
• Geotechnical drillers
• Labour Organisations and Unions
• Mining
• Non-residential Construction
• Contractors
• Performing Arts/Production houses
• Oil and petroleum industry
• Distillers-Road/Highway Construction
• Security Guards-Armed and unarmed
• Shipping cargo
• Taxi Drivers-long and Short term distance
• Tow-away services-water supplies

Compulsory family benefit Option per GROUP Age 18-64

Low Risk

Category of Cover
 Plan ‘A’
 Plan ‘B’
 Plan ‘C’
 Plan ‘D’
 Plan ‘E’
Principal Member R 10,000 R 12,500 R 15,000 R 18,500 R 20,000
Spouse R 10,000 R 12,500 R 15,000 R 18,500 R 20,000
Child 14-21 R 7,500 R 10,000 R 10,000 R 10,000 R 10,000
Child 6-13 R 7,500 R 7,500 R 7,500 R 7,500 R 7,500
Child 1-5 R 3,000 R 3,000 R 3,000 R 3,000 R 5,000
Child 0-11 months R 1,000 R 1,250 R 1,250 R 2,000 R 2,000
Stillborn R 1,000 R 1,250 R 1,250 R 2,000 R 2,000
Stillborn R 1,000 R 1,250 R 1,250 R 2,000 R 2,000
Rate per month R 30,00 R 35.00 R 40.00 R 45.00 R 50.00


Please Note :
The table of rates above are those related to the Low-Risk Occupation category
The Plan is For Groups having between 50-200 Principal Members

This Product is underwritten by : Liberty

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